We offer group plans for all types and sizes of employers:
Small employers (2 to 50 employees)
Large employers (50+ employees)
We are licensed with all the major carriers in Pennsylvania and continue to look for providers that offer competitively priced plans with excellent benefits.

Employer group health insurance provides medical coverage to employees and their dependents, offering a valuable benefit that helps attract and retain top talent. It is a cost-effective way for employers to provide comprehensive healthcare benefits.
Employer group health insurance is a valuable benefit that promotes employee well-being and satisfaction, while also providing financial advantages for employers.

Group dental insurance provides dental coverage to employees and their dependents, offering a valuable benefit that promotes oral health and overall well-being. It is an essential part of a comprehensive employee benefits package.
Plans include preventive care and major dental procedures and nation wide networks.
The premiums can be paid by the employer, the employee, or a combination.

Group vision insurance provides essential eye care coverage to employees and their dependents, =it is a valuable addition to any employee benefits package for a reasonable premium. This benefit can be employer or employee paid!
Key Features:

Group life insurance is a practical and cost-effective way to provide essential financial protection for employees and their families, contributing to overall job satisfaction and loyalty.
It is generally less expensive for the employee than individual policies because the cost is spread across a larger group!

Disability insurance provides financial protection by replacing a portion of your income if you are unable to work due to illness or injury. There are two main types: short-term and long-term disability insurance. Like group life, premiums for STD or LTD are usually much less than an individual policy

Voluntary employee benefits are additional perks that employees can choose to opt into, beyond the standard benefits provided by their employer. These benefits are often offered at discounted rates but are paid by the employee often through payroll reduction and can be tailored to meet individual needs

We provide comprehensive compliance document preparation and maintenance services for health insurance, ensuring our clients meet all regulatory requirements and stay up to date with industry standards.

We offer a full range of COBRA services to ensure members have the opportunity to maintain continuous health coverage during transitions. Our services are designed to simplify the COBRA process and ensure compliance with federal regulations.
For more information on these benefits or to obtain a quote for your business or organization, contact us at info@aroinsured.com, call 570-524-5575 or 717-234-5574, or you can also complete a quote form and one of our licensed agents will contact you right away!

Kluge Insurance Group can assist with open enrollments, help make changes, or provide you with answers regarding your Pennie account.